— issue a mortgage loan at the bank;
— Make an installment plan from the developer (when buying housing in the primary market).
Mortgage lending is a real salvation for those who acquire real estate in the secondary market. The loan is issued in the hryvnia, on the security of housing. According to the Ukrainian National Mortgage Association, mortgage loans are provided with 37 banks, and 10 of them offer mortgage programs with a floating interest rate. Depending on the term of lending, repayment graphics, the amount of the initial fee and other factors, the conditions of the mortgage loan may vary. Today in the mortgage lending market, the average interest rate ranges from 18.4 — 20.8% with an initial contribution of 10 — 60% and a loan term of 20-30 years.